X the Debt: March 2007

March 29, 2007

Collectible Mothers Day Gifts

With Mother Day (May 13th) right around the corner, you should be looking for gift ideas to celebrate that one day. The problem typically is that there are no real good options available that cater to Mothers Day, as well as their daughters. There are Christmas themed gifts, and even Haloween themed gifts. Typically, on Mothers Day, we give flowers to our mothers, a puff of a kiss on the cheek, and continue with our day.

However, the Mother's Day Mother Daughter Gifts at Collectibles Today sports a tremendous selection of gifts that are themed for mothers day! It fills a niche that has been needed for quite some time. Be creative this year, go to this online gift shop and personalize a charm.

Examples of items offered include Mother's Day music boxes, gifts for Grandmothers, Jewelry Pendants and Rings for Mom (including personalized jewelry gifts for mom). One item that caught my attention was the Our Lady Of Grace Religious Collectible Musical Egg. It is something that can be cherished by your mother, but might also be passed on from generation to generation. That is exactly how elegant it is, and is but one example of the high quality of the gifts available on the site.

You should keep in mind that you must order by April 21, 2007 on some items, such as the charm, in order for your gift to be eligible for delivery on time on Mothers day.

Of course, if you are in debt, finding the funds to buy the gift might be hard. What is great about this site is that it allows you to search for gifts based on your price range. That is, the prices range from roughly around $39 to over $150. If this year isn’t your year because you are too in debt to spend the cash for a thoughtful gift, keep this site in mind. Perhaps you own mother will prefer for you to stay in debt. The very least you can do in this drastic situation is to use this site, which has great ideas as a drawing board. Take a couple of minutes to look over it to get ideas, and then make the gift yourself. It might be hard, but it will assure that you stay out of debt, while making sure your mother knows you care.

March 26, 2007

National Economic Collapses

Investors will be rewarded for staying invested, or buying the dips. We also look for rotation into cyclical growth and more focus on value.

"Our basic philosophy for investing in Asia is that, with earnings likely to grow at 8-10 per cent a year for the next decade, in most years and most circumstances investment in Asian equities should produce superior returns - perhaps compounding at 10 per cent - and investors should stay bullish."

On the wider economic front, however, some analysts point to troubling signs emerging of declining export growth around the region as the United States economy slows.

March 27, 2007 Tuesday

While the link to this source is not online on the WWW, it is available. It might be available on local Asian sites.

Essentially, this article emphasized the magnificent merging of philosophy and financial science. It is through engineered thought experiments that rely on empircal evidence for decision making that allows for good outcomes to the self. The only way is to know yourself! And to know your "world" as well.

The long term predictions are the result of those that claim to know. However! Only those truly lodged in the strictest of social secrecies can able to accurately claim that they know themselves enough to trust their own judgment regarding the financial situtation. Complexities with each actors arise as a result of interventions on the part of actors with variable interests in the outcome of the final result in the financial market.

An example of this is actor China acting to bring about an American economic collapse is acting against the actions of America which seek to cause the opposite of economic collapse.

National Economic Collapses

Investors will be rewarded for staying invested, or buying the dips. We also look for rotation into cyclical growth and more focus on value.

"Our basic philosophy for investing in Asia is that, with earnings likely to grow at 8-10 per cent a year for the next decade, in most years and most circumstances investment in Asian equities should produce superior returns - perhaps compounding at 10 per cent - and investors should stay bullish."

On the wider economic front, however, some analysts point to troubling signs emerging of declining export growth around the region as the United States economy slows.

March 27, 2007 Tuesday

Decorate Your Desktop

This website offers XP Icons, and it has a wide variety of icons that you can download and use on your computer. Typically, finding such icons is a hassle and waste of time because high-quality options are not concentrated on one site, and you usually have to go around the Internet looking for ones that meet your palate.

The brilliant artwork is what separates iconplant from its competition. Their extremely affordable pricing offered should make this site the first place to look if you are looking for icons to liven up your desktop.

One could claim that other sites offer these icons for free. However, these sites do not offer the excellent support services which iconplant does. This can come in handy if you are trying to install icons, and it is just not working out for you. By contacting tech support, you can get the help you need, and perhaps save yourself a lot of time and energy if you are not a computer expert. One wrong button pushed, and your system might have a problem. So, yes, there are free offers out there, but they do not have this support mechanism for their clients.

While there are options to buy the icons for a reasonable price, you can also download some for free.

Here are some examples of the brilliant artwork of some icons that you can download for free or purchase from the site:

Overall, the typical icons you get from Microsoft are bland and boring. Your desktop is just as important as the walls on your house, and you really wouldn’t want to be stuck with bland paintings or posters on the walls of your home. In the same way, you do not want your desktop to have boring icons that came with Windows XP. So, it is well worth it for you if you visit the site, and get some of their artwork. Be a trend setter, instead of following the trends set by Windows XP.

March 24, 2007

Remote Viewing

Watch this You Tube video about the possibility of
Remote Viewing the Dow Jones Industrial average. This is recommended watching for those interested in predictive science.Tip of the hat to Hdrkid, who may or may not be a time traveler, but definatley researches the issue.

You should use advanced methods of physical sciences to get out of debt if and only if you are certain that the method is reliable. This means that you should know the science to such a degree as to understand an expert in the field (such as a military or government scientist).

March 23, 2007

Revisting Korea?

In an apparent move, convieniently times with the latest Iranian move against the British, North Korea has decided to pack its bags and head home. Looks like the negotiations there too have failed.

China called a halt to four days of deadlocked talks on Thursday, after North Korean negotiators refused to discuss nuclear weapons until the frozen funds were transferred to an account controlled by North Korea in the Bank of China. U.S. and Chinese officials said the transfer from Banco Delta Asia in Macao had proved to be more complicated than expected.

"As soon as we get this bank transfer done, we probably will put our heads together and decide whether we need to have another six-party meeting," Hill said.

Optimism and appeasment are the roots of war loss. While people are asking, can we fight a war in Afghanistan, Iraq and Iran...they should ask themselves, can we fight North Korean...it was the nightmare of military planners to do so before the Iraq war and tensions with Iran. It's getting worse.

Remeber, It's Iran in the Crosshairs

Waking up to this news sure isn't pleasent. In addition to having a bad financial situation, we're about to go to war. Read on:

BASRA, Iraq (Reuters) - Iranian forces seized 15 British servicemen on Friday in the mouth of the waterway that separates Iran and Iraq, triggering a diplomatic crisis at a time of heightened tensions over Tehran's nuclear ambitions.
Britain said two boatloads of sailors and marines from the naval frigate Cornwall had searched a merchant vessel in Iraqi waters on a U.N. approved mission when Iranian gunboats encircled and captured them.

British Foreign Secretary Margaret Beckett said she was "extremely disturbed." Britain summoned Iran's ambassador in London and protested through its embassy in Tehran.

With this move, Iran appears to be reciprocating the US move of kidnapping or effecting defections of its military officers and leaders.

Global Warming, A Part of a Cycle

Its time to get to the bottom of this global warming business. It is not the case that we should be soafraid of the consequences of producing consumer goods. Creating products to satisfy consudmers should be done in ways that do not degrade the environment, but it is not the time to hype about the global warming catastrophe. There are more dire events that could affect out lives in a manner which can be devastating. It will also be more sudden than global climate change.

Watch some interesting evidence.

Call to the Fed

Calling the Federal Reserve headquarters sure can lead to some disturbing answers to questions. At least, if this account is to be believed.

CALLER - Since the debt is payable in Federal Reserve Notes, how can the $4 trillion national debt be paid-off with the total Federal Reserve Notes in circulation?

MR. SUPINSKI - I don't know.

CALLER - If the Federal Government would collect every Federal Reserve Note in circulation would it be mathematically possible to pay the $4 trillion national debt?

MR. SUPINSKI - No

CALLER - Am I correct when I say, $1 deposited in a member bank $8 can be lent out through Fractional Reserve Policy?

MR. SUPINSKI - About $7.

CALLER - Correct me if I am wrong but, $7 of additional Federal Reserve Notes were never put in circulation. But, for lack of better words were "created out of thin air " in the form of credits and the two cents per denomination were not paid either. In other words, the Federal Reserve Notes were not physically printed but, in reality were created by a journal entry and lent at interest. Is that correct?

MR. SUPINSKI - Yes

You can read the rest here.

Rent to Protect from Debt

San Diego computer rentals is a company through which you can find great deals on computer and electronic equipment. The first step in taking advantage of technology to get out of debt is to get a computer. You should only get one that allows you to stay within your financial means.

In this regard, San Diego computer rentals stays true to its words, and gives you discounted access to advanced electronic devices.

This, for example, will allow you to rent that equipment which is expensive to buy, and only use once or twice. This allows for you to organize in an efficient way, and use good equipment for a limited amount of time and at a fraction of the cost of buying and maintaining.

Essentially it is a form of outsourcing, something that financial companies and even the government practice in to cut their own costs. Therefore, don’t act belatedly, and begin renting computer equipment.

March 22, 2007

The Great Debt

Bloomberg reports:

March 22 (Bloomberg) -- The Federal Reserve could have acted faster to prevent a meltdown in the subprime-mortgage market by curbing the lax lending standards that contributed to the crisis, the Fed's chief bank supervisor said.

``Given what we know now, yes, we could have done more sooner,'' Roger Cole, the Fed's director of banking supervision and regulation, told the Senate Banking Committee in Washington today, as regulators testified for the first time before Congress on the market rout.

It cannot be said that they did not know about it then, but only that they did not care to do much about itbecause of their own itnerests at the time. This is not the case, since the Federal REserve did not want to cause panic. Perhaps it is a sign of the times, however, since we might be on the verge of the wave collapsing into a new era of depression. Perhaps, this one will be called The Great Debt. America has persevered through troubled times, but in those were not days of interconnections and complexities.

Mobile Prepaid Calling Cards

Pingo is a service that is meets the increasing demand for cheap international telephone calls. In this case, they are at no cost for the connection.

Guatemala calling cards online

This will greatly help you reduce your debt since if you need to keep in touch with people, you can simply opt out of phone bills. By using Pingo’s innovative techniques, you too can benefit from this cost cutting mechanism.

Pingo is a trusted brand, and as customers attest on their website, reorders are high because of satisfaction with the service.

You will receive this offer of up to 4 hours of free International calls if you sign up. Bloggers, you can also link to Pingo.com in order to qualify.

Mobile Prepaid Calling Cards

Mobile Prepaid Calling Cards are a great method of saving if you are in debt and have to check in with family living abroad. Pingo is a service that is meets the increasing demand for cheap international telephone calls. In this case, they are at no cost for the connection.

Guatemala calling cards online service is one example of the savings possible when you're in America and need to call home. Their rates are competitive, but the ease of use and information available on the services website is what distinguishes Guatemala calling cards online from its competitors.

This will greatly help you reduce your debt since if you need to keep in touch with people, you can simply opt out of phone bills. By using Pingo’s innovative techniques, you too can benefit from this cost cutting mechanism.

Pingo is a trusted brand, and as customers attest on their website, reorders are high because of satisfaction with the service.

March 21, 2007

Scottish Scam

As this blog has been informing the good reader, the national debt does effect the personal debt. This is due to the complex interaction of exchanges occurring between the producers and consumers in the global political economy. It is the case that there is a similarity when thinkng about the dynamic enviroment in which global financial interactions playing out and affecting one another. Its a ying yang sort of thing.

The subject matter at hand, is the interaction between producers and consumers at the domestic level. Looking at Europe as a case on the flipside of the American case. In Europe, the state tries to forbear debt. It seems that the EUropeans know a thing or two about misery and suffering. This is because of bad economic policies and the backlash of the people. However, trying to alleviate the problems of the people using subsidies is not always a good thing, since it does not always mean positive results.

Consider this article for example, as one piece of evidence:

A Scottish dairy farmer has exploited a glaring loophole in European law to annually earn the right to claim more than £1million in subsidies.

So, this man got the cash, exploiting the good faith and intententions of the state....leaving others in debt, and the state needlessly spending its cash. America has its own sores....

Advice on Mortgage

Taking out a Home loan is no simple matter, if and only if you have the financial means to do so. Lots of time must be spent researching and negotiating. If you are about to move into a new market, away from your old home, there might be consequences for your mortgage. Moreover, if you are contemplating moving, without considering whether or not you have to pay a mortgage, and because of work reasons, then you have to consider where the best place to move might be. The best advice is to go to where the cheapest options for you exist. However, there are other things to consider, such as where you would like to live.

The Mortgage company is a great way to introduce yourself to personal mortgages, or refresh your knowledge on the subject.

Just as in any state's real estate market, the mortgage market is not homogenous across the country. That is what makes this website so appealing. For example you can look into
Arizona Mortgages or Maryland Mortgages if you are trying to choose between a job in those states. The mortgage should play a crucial desiding factor. Do not forget to know yourself, but also to consider what your self might be like if you move to either local when considering mortgages.

So, visit this Mortgage Company and discover more about mortgages. They have lots of useful advice.

Financial Meltdown

With all the talk about global warming dominating the news, one wonder, why is there know talk about financial meltdown? While we cannot vouch for the source of the information, what matters is not whether we like the people responsible, but this individual message. Overall, Larouche is a bad bad man, but we should still ponder questions related to finances. That said, consider the article:

There is a battle raging among climate scientists, geologists, chemists, and other scientists about the cause for the climate fluctuations which, over hundreds of thousands of years, have determined the shifts between ice ages, warming periods, interglacials, and inter-warming periods. All serious scientists agree that solar cycles, and only to a negligible degree human activity, are responsible for changes in temperature. In the face of this clear contradiction between scientific analysis and a propaganda campaign which has recently been used by the hedge funds, how is it explainable that Chancellor Angela Merkel used the German presidency of the European Union to make the subject of climate the top priority? And that, despite the fact that Merkel is herself a physicist, and therefore surely has the ability to inform herself on the facts of the matter.

The suspicion is that governments not only know that the "man-made climate catastrophe" is a swindle, but that they also know that the system associated with globalization is coming to an end. And because they don't have the courage to admit that their incompetent economic policy is responsible for the current systemic crisis, the climate question serves as a welcome scapegoat. Because if the financial system collapses, then chaos threatens, and in this situation they have several emergency measures in mind.

Big troubled thoughts come to mind.

For one, the problem with this article is that there is no hard evidence indicating that the author is correct. What is certain however is that there is all of the sudden a big outburst in the media about the climate. Now, even corporations are coming out and declaring that we MUST save the environment. This comes from those that have traditionally been against implementing environmental protection agreements passed by the international community.

So, if this is indeed a chirade, and a big set up I must say, then things are quite dire...cos, its not just the weather that is a changing, but its also the financial climate that could revert back to the wave of depression.

Financial Meltdown

There is a battle raging among climate scientists, geologists, chemists, and other scientists about the cause for the climate fluctuations which, over hundreds of thousands of years, have determined the shifts between ice ages, warming periods, interglacials, and inter-warming periods. All serious scientists agree that solar cycles, and only to a negligible degree human activity, are responsible for changes in temperature. In the face of this clear contradiction between scientific analysis and a propaganda campaign which has recently been used by the hedge funds, how is it explainable that Chancellor Angela Merkel used the German presidency of the European Union to make the subject of climate the top priority? And that, despite the fact that Merkel is herself a physicist, and therefore surely has the ability to inform herself on the facts of the matter.

The suspicion is that governments not only know that the "man-made climate catastrophe" is a swindle, but that they also know that the system associated with globalization is coming to an end. And because they don't have the courage to admit that their incompetent economic policy is responsible for the current systemic crisis, the climate question serves as a welcome scapegoat. Because if the financial system collapses, then chaos threatens, and in this situation they have several emergency measures in mind.

Big troubled thoughts come to mind.

Debt Time-Bomb?

This movie is a must see if you are not in the mood to read and read and read books on debt. Time-Bomb: America's Debt Crises, Causes, Consequences and Solutions is yet another attempt by people to preach financial responsibility.

America ignores the message of TIME-BOMB at its peril. Unless we address our "twin deficits" soon, the American economy will be falling like the towers of the World Trade Center, and no one will be remember why the war on terrorism seemed so important. After seeing this movie, you suddenly realize that there is no escaping the fact that America is moving ahead full-throttle towards an economic crisis of major proportions. And somehow we seem blissfully unaware that anything of this nature awaits us.

The trailer is enough of an eye opener. Go and watch it, and consider what you can do to better your financial situation, and act in a way that will prevent the government from continuing with its ruinous policies.

Detox Yourself Out of Debt!

One of the worst ways to get into debt is by doing drugs or becoming an alcoholic. Buying drugs takes your personal finances onto a whole different level.

This drug detox program is a good place to start looking for help. You begin by signing up, but that is not the end. You have to respond with a positive outlook, that you will get off your narcotics. The website is also an excellent source of information for understanding your current situation.

Understanding your situation is the most important aspect of this blog. By knowing yourself, you can get a better grasp on your financial situation. In the same way, by knowing what your brain is going though during an addiction, you can better bring about a great outcome when you are going to try and help yourself.

The best way to stave of such unfortunate situations is to go into drug detox. Doing so will save your wallet, your health, and your life.

With such good people out there willing and waiting to help you, and actively helping you through their website, it will be easier for you to let go of those habits that got you into debt in the first place.

March 20, 2007

Gains in Housing?

With the rise of debt in this country, it has become imperative to understand all the possible financial signs, both good and bad. While the subprime conundrum has been spiraling out of control, it is not only the bad news that must be focused on. Good news is also news that should be welcomed.

The housing market is one area that is directly relevent to the problems in the sub prime. In February, housing hit a nine-year low. It appears that the construction workers have begun to work faster and harder in building their buildings.

(Bloomberg) -- Housing starts rebounded in February from a nine-year low, easing concern that the U.S. real-estate slump will worsen and threaten the economic expansion.

Builders broke ground on new homes at an annual rate of 1.525 million last month, up 9 percent from the prior month and more than economists forecast, the Commerce Department said today in Washington. Building permits fell 2.5 percent.

The numbers eased speculation that climbing defaults on subprime mortgages would put additional homes on the market, leading builders to halt more projects and fire workers. At the same time, swings in the monthly figures don't convey the stability desired by Federal Reserve policy makers, who meet today and tomorrow to set interest rates.

What remains to be seen is if the subprime market will, after all, have a very negative effect. Always keep in mind that in these days of tons of information available to people, it is easy to mistake fact from fiction.

Notice also that you have to read between the lines, too. This positive information comes out on the same days as the fed is going to review the interest rates...makes you wonder how valid it is. And, as the article says, it makes you wonder how stable the current situation is.

Smart Lodging

Hotel Reservations

is a website which you will get just what you need, you will not only find great deals that can allow you to cut costs, and thus enjoy a nice time skiing in the snow puff on the cheap, but also great ways to make cash back.

The rebates offered are one way to cut the cost and tighten the miserly belt being worn by the responsible consumer You not only save, but you get a check in the mail by the time you get home, or after. Now, who can turn down free money?

There is nothing like a great vacation after having settled your debt. The key word here is settled, since if you go on vacation before your debt, it is very likely that you will find yourself in deeper debt. You never know how fun a vacation is until you go there. All the sudden you are happy, endorphins are running through your head, and you want to consumer, consume, consume. This is the ideal state, but you only want to reach it when you are within your financial means to do so.

Another great feature is its global aspect. It is not US based, which means that if you are living in France, you will see the prices in Euros. It is also useful for those in America who want to visit another region, take Europe for example again. In thinking Euros before he or she leaves, the traveler will have the benefit of knowing exactly how much It is not limited to Dollars and Euros, but a lot of other local currencies as well. This is a better deal than its competitors since they tend to be American based, and don’t offer the convenient currency function. (At least the websites ones known to this blog writer are not as seamless as Hotel Reservation).

From airfare to cruises, there are many destinations that you can choose from. The question that every traveler might ask before departing is: what is there to do there (at the hotel that is!) A bad hotel can ruin an entire trip. It is too easy to book a hotel that is nowhere near any of the attractions. Knowing about the windy jagged cliffside road that has not been renovated since the Dark Ages that separates your hotel from the town is a must. The research options available through the site are most useful when you have some idea about the area in which you are looking to state. It is best not to think of this site as a primary booking agent, since it is instead a virtual travel agent.

Also, don't miss the wonderful group bookings.

Visit so that you can find the answers to all your Northern and Southern European traveling need. In doing so, you can rejoice the end of your debt by beginning to save rather than spending beyond your means. Technology sure does help in maintaining a debt free life.

Gold Will Always Be Accepted

Gold, as it has been argues here before, is perhaps the best investment. THis is because of its historical acceptance as your good old legal tender.

From the mouth of PreciousMTrader, we get the related interesting world statistic that:

"Today, there are 4.3 billion ounces of gold in the world and the supply is increasing by only 1.8% each year. On the other hand, $5.8 trillion US dollars are floating around the world, and the supply is growing 4 or 5 times faster than gold."

Now, stop to think a second. If this is the case, then

now add to the obvious intrinsic value of gold versus the falling value of currencies (due to global over-issuance of money and credit) the premium for the "fear factor", as Rense.com reports that "March 21st 2007 will be one of the most significant dates this month. Iran has outlawed the American dollar and will put anyone in jail that uses it in their country after that date. They have the ominous notoriety of being the first nation in the world to do such a thing. On the heels of Iran's decision, North Korea has followed suit and also outlawed the use of the American dollar in their country. Finally, Malaysia the next day did the same thing."

Therefore, always think about what the motivations are for an article. Even if Gold does seem like a great investment, remember that there are companies out there that will try to get cash for your gold. Cash is becoming worthless, so perhaps it is time to go out and look for good deals on gold.

March 19, 2007

Lighting Options

Wall Lights are a must for any home, however, not all places where you can buy wall lights, compare prices, and SAVE.

Consider the ceiling flush mount which is a good affordable option. THis florecent lighting system will last longer than conventional ones, and will thus save you money in the long term. Combine this with the savings found on the website, and you have a very good potential to save cash.

Desk lamps are also available on this web site. There are several good options on them, though, the one in the link appears to be the best one.

Also, do not miss out this pretty cool basketball court pendant.

Overall, this website has an excellent selection of nicely priced lighting.

The Amish: A Debt Free Social Structure

The Amish are probably the most successful patriots in America today. They are a group of family farmers, and are the only ones adding to their wealth (in terms of acreage) instead of debt. Abstention from debt seems to be a major factor, as is communal insurance and social security. The security provided by community backup is something others can't even comprehend.

Since understanding the Amish is important, their social structure will be examined in future posts. This will be done in order to extract what is useful for those that are not interested in adopting all the elements of their secluded and dated lifestyle.

Subprime: Unforseen Consequences

The subprime follies that we are witnessing are without a doubt on top of every serious financial analysts mind. What everyone is afraid of is what this will mean on the general state of the economic in 2007. This article points just to that. An excerpt on reasons for this is below:

Even more tragic is that many of these borrowers had to pay costly origination fees, which left them with little cash to invest in their new homes or to service their mortgages as their adjustable rates rose.
Predatory practices by some lenders in the sub-prime marketplace, with money for loans easy to come by, only exacerbated an already explosive situation.

As you can read, it is not always the fault of the person who is now in debt that he is in debt in the first place. While he or she should have known about the consequences of their borrowing within the terms of their own personal financial situation, it is also the lending institutions that should have taken this into account.

Bad lending practices are also unpatriotic. You should not try to swindle your borrower, who is looking for money because he or she has no money in the first place, from some extra cash. Doing this, and other things, leads to the current situation we are in.

Time Travel for Debt Reduction, Possibilities?

The future of financial markets is always uncertain. However, time travel might be what is needed to remove the uncertainty of investments. You can discuss these issues in a very interesting forum called HDRKID Time Travel Forum.

This post will assume that time travel is possible, but not everyone will be interested in actually traveling to different times. Instead, they might opt for a more relaxed way to take advantage of time travel technology. One possible way is time viewing. That is, to be able to view a particular event in time. Instead of having to travel, you can click the on switch located on the time viewer mechanism (which will be like a cable box), and start watching ancient reality rather than a documentary whose producers have their own agenda.

To take this a step further, in the future, debt might be non existent because you watch what the financial market will be like tomorrow. Perhaps if you do not invest, then you can see what the outcome of your spending will be five, six, twenty months down the road. You might see yourself as a pauper, or as a millionaire.

One interesting concept that might emerge is the creation of choose your own life products. Using these, a future you will be able to use time viewing to “game” various decisions that you will have to undertake.

March 17, 2007

A Game as Old as Empire

This book is quite revealing. It describes how economics has been used by great powers to maintain their balance in the balance of power scheme of things.

Basicly, it is the story of economic hit-men. These are people who are responsible for the decline and fall of otherwise good economies. By manipulating various economic variables, they are able to bring economies to their knees.

Essentially, this is the same thing as the concept of identity theft. Someone fakes your economic variables by pretending to be you, and then, your personal finances are in disarray.

With economic hit men, it is not on a personal level, but on a national one.

Read more about this book. An excerpt from the review is below:

In gripping detail, they describe the schemes and subterfuges that multinational corporations, governments, powerful individuals, financial institutions, and quasi-governmental agencies use to line their pockets behind the façade of “foreign aid” and “international development.”

March 16, 2007

Achilles Heel?

It is sometimes boggles the mind on how the US government is able to get trillions of dollars for defense, but it is still in debt. That is the difference between you and the government.

This article points to the trillion dollar defense budget:

If the additional elements of defense spending continue to maintain the same ratio to the Pentagon’s amount—and we have every reason to suppose they will—then in fiscal year 2007, through which we are now passing, the grand total spent for defense will be $1.028 trillion. I confirmed the rough accuracy of this forecast by adding up the government’s own estimates of fiscal 2007 outlays for the various additional defense-related items, obtaining a total of $987 billion—an amount only 4 percent less than my ratio-based estimate. Future defense-related supplemental appropriations for fiscal 2007, which would hardly be surprising, might easily bring the lower estimate up the higher one.

Now, consider the subprime conundrum, and your effect on it (if you are in debt). While it is not certain, it is quite possible that a similar bubble will burst with the current defense spending. Companies get no money, and that will be our great countries Achilles heel.

Financing Your Biz

Business Loans for medium sized merchants are available through the Advanced Restaurant Finance (ARF) website. You should attempt to try these out only if it is within your means. This will allow you to pay back the loan in a timely manner and according to the contract.

This loans offers working capital, but further than that, the interest that you will pay on this is tax deductible. This in effect, will lower the net effective rate you will be paying on the terms of the loan.

What makes ARF better than its competitors is that it has some of the best rates around. Its simple application process assures that you will get your funds quickly. Moreover, if your business is doing better than expected, and your sales increase, you will not have to accordingly adjust your loan payments.

It should be noted that this is the ideal solution for those that have come out of debt, and whose credit score is less than perfect. Since you are now out of debt, keep it that way and begin your business on the right foot by taking loans to support good business ideas.

March 15, 2007

Credit Suisse: America is in Trouble

For your consideration. This pie chart is indication that America might be sliding towards a depression.

This article, points to some very good reasons as to why this on coming depression might be the case. Before quoting a snip from it, and urging you to read and ponder, it is important to remeber one imporant thing. If you, the person in debt, did not go off and try to live beyond you means, take risky loans that you could not pay back, then America would not be in the mess it is now. Sure, the government might be in debt, but it has the strongest military in the world to back its financial situation. You on the other hand are a burden on the government when you go out and live outside your means instead of within them.

Given the recent credit deterioration in the subprime and Alt-A markets, and the likely fallout throughout the entire housing chain, we are of the opinion that there is a very real threat of “pent-up supply” that will hit the market in the next six-to-twelve months as a result of the lax underwriting standards of recent years.

Before this period is over, it will be remembered for many years in history. Long-time readers will recall what I wrote about CNBC's Real Estate Roadshow in 2Q05. I said that was the cycle top and I called myself the Rat Catcher. Look at what's happened to the homebuilders since.
America is in deep trouble because it loves a good story - Goldilocks, Pied Piper and all. For some reason, the people trust these story-tellers. Well, listen and weep.

Therefore, it is the conclusion of this blog that those that are in debt are un-American. True patriots will not be in debt. Are you a traitor? If so, get out of debt, and your treason may be forgiven!

Patriotic Posters!

In these times of the long war, it is necessary to make sure that your patriotic spirit does not flounder. Even though you may be in debt, you can still show your patriotism with these sexy posters.

The great thing about these posters is that they will appeal to all ages. From the older conservative generation to the young college male, this site will offer a way to meet all of your patriotic need.

It is important to keep this patriotic spirit alive since we are already at war, and on the verge of another. Displaying such posters gives courage and strength to not only the person that buys the poster, but also to those that view them.

Examples of the sexy posters include:

Subprimes Making Market Worse

It appears that China is not the only problem America is facing. In fact, the worst problems are found within the United States. It just so happens that these are the propblems of debt. Personal, and not national debt.

This article highlights this fact:

But the most scary part of the ride is what this all means beyond Wall Street. On Tuesday, Countrywide Financial chief executive officer Angelo Mozila warned that the US lending industry has entered what he calls a "liquidity crisis". This is a gentle way of stating that the engine that is supposed to provide new housing finance to US homebuyers, and to the US economy, is seizing up.

Lenders are now demanding that prospective borrowers actually prove both their ability and, even more remarkable, their desire to pay back their mortgages. Until recently, that was considered, well, just so quaint.

Consider, too, if you combine this factor, which will significantly hold down housing demand, with the fact that all the mortgages being defaulted on today will result in fire-sale bank-foreclosure auctions tomorrow. You suddenly have a lot less demand and a lot more supply - the exact reverse of the conditions that stoked the great real-estate boom of the early part of this decade.

So far the US real-estate sector has avoided the fate that many economic observers say is its rightful due - a crash following a boom. Nevertheless, forced liquidation of excessively leveraged buyers' assets has traditionally been the starter's pistol of the worst parts of financial panic. And that is what the US real-estate market faces now - let alone the separate and equally grave problems of demand.

When people, as perhaps yourself, start borrowing without having the means to pay back their debt, problems like this arise. The rise of the irresponsible debt culture in America is what appears to be weakening the economy. This should be no surprise since it is the natural flow of circumstances that led to the impoverishment of your own personal financial situation. In the same way it is leading the the impoverishment of an entire nation.

It is not enough the the American government is in debt, but now the debt of the nation is starting to bring this great country into a recession.

Therefore, help save America and get yourself out of debt. Until then, do not borrow money.

Iran Outlook

This news is not good:

A US spokeswoman in Geneva confirmed the walk-out and called Mr Mottaki's remarks "outrageous and divisive" at a time the forum was trying to find common ground on global arms issues.

In other words, the US walked out of a conference, and rightly so, however, it shows that we are up to our neck with these Iranians.

Our Navy and Marines are waiting....

March 14, 2007

Segmentation and Pay Per Post

With the rise in popularity of blog marketing, a few companies are beginning to adjust their business strategies so as to make the most profit for all those involved in the marketing cycle. Pay Per Post is one such company.

By introducing a new technique called the segmentation system, pay per post now offers competition to other Internet marketing advertisers.

Review me for example, is one competitor that Pay Per Post is trying to knock out of its league, and back to the minor league of Internet advertising. With the new segmentation system, PPP will definitely attract higher traffic blogs away from the competition. In this way, the segmentation system will allow for both high traffic and low traffic blogs to come to the sign up form and create an account with PPP.

After all, it is PPP that has been on the cutting edge of net advertising. It is always the case it seems that the big wigs net advertising and monetization systems are on the lead lists, but are not always the lead Popular myths abound, PPP has always delivered more and better opportunities, but it is not always the case that someone can receive the benefits of PPP.

All this is just to say that if you are considering to sign up for a net advertising network, PPP will get you great coverage that is capable of driving your advertisements where you would like them to be. Without the PPP system, web logs and blogs and all the rest could not do you the favor of introducing their readers to the products you offer.

The dynamics of blog advertising work differently from other net marketing systems that are popular and great, but they are quite passive. People tend to avoid ads that are on the side, but when someone goes to read a blog, and the blog is writing about a product, in the flow of the writing of the blog, the person will be able to gain an understanding of the product.

This is what it takes to understand the blog market, and with PPP new segmentation system, the blog marketing world will have to catch up.

Some Quotes

The great depression was a time of misery for most Americans. Of course, there are always the exception, but those are few and far between. Consider these words from the time, and ponder.

September 1929
"There is no cause to worry. The high tide of prosperity will continue." — Andrew W. Mellon, Secretary of the Treasury.

October 14, 1929
"Secretary Lamont and officials of the Commerce Department today denied rumors that a severe depression in business and industrial activity was impending, which had been based on a mistaken interpretation of a review of industrial and credit conditions issued earlier in the day by the Federal Reserve Board." — New York Times

December 5, 1929
"The Government's business is in sound condition." — Andrew W. Mellon, Secretary of the Treasury

December 28, 1929
"Maintenance of a general high level of business in the United States during December was reviewed today by Robert P. Lamont, Secretary of Commerce, as an indication that American industry had reached a point where a break in New York stock prices does not necessarily mean a national depression." — Associated Press dispatch.

January 13, 1930
"Reports to the Department of Commerce indicate that business is in a satisfactory condition, Secretary Lamont said today." - News item.

January 21, 1930
"Definite signs that business and industry have turned the corner from the temporary period of emergency that followed deflation of the speculative market were seen today by President Hoover. The President said the reports to the Cabinet showed the tide of employment had changed in the right direction." - News dispatch from Washington.

January 24, 1930
"Trade recovery now complete President told. Business survey conference reports industry has progressed by own power. No Stimulants Needed! Progress in all lines by the early spring forecast." - New York Herald Tribune.

March 8, 1930
"President Hoover predicted today that the worst effect of the crash upon unemployment will have been passed during the next sixty days." - Washington Dispatch.

May 1, 1930
"While the crash only took place six months ago, I am convinced we have now passed the worst and with continued unity of effort we shall rapidly recover. There is one certainty of the future of a people of the resources, intelligence and character of the people of the United States - that is, prosperity." - President Hoover

June 29, 1930
"The worst is over without a doubt." - James J. Davis, Secretary of Labor.

August 29, 1930
"American labor may now look to the future with confidence." - James J. Davis, Secretary of Labor.

September 12, 1930
"We have hit bottom and are on the upswing." - James J. Davis, Secretary of Labor.

October 16, 1930
"Looking to the future I see in the further acceleration of science continuous jobs for our workers. Science will cure unemployment." - Charles M. Schwab.

October 20, 1930
"President Hoover today designated Robert W. Lamont, Secretary of Commerce, as chairman of the President's special committee on unemployment." - Washington dispatch.

October 21, 1930
"President Hoover has summoned Colonel Arthur Woods to help place 2,500,000 persons back to work this winter." - Washington Dispatch

November 1930
"I see no reason why 1931 should not be an extremely good year." - Alfred P. Sloan, Jr., General Motors Co.

January 20, 1931
"The country is not in good condition." - Calvin Coolidge.

June 9, 1931
"The depression has ended." - Dr. Julius Klein, Assistant Secretary of Commerce.

The China Game

This article is for more information for those that are interested in China Inc.

It is interesting to read various analysis such as this. It is true that China has America in a tight spot, however, the plunge protection team will without a doubt have thought of something in its secret meeting rooms. Have faith, and think about what the analysts are saying.

As always, "Follow the Money!" The next run up in the metals could be dynamic. Thursday the 15th is my guess for when the start of the push will begin. The Chinese may use derivatives on metals, but delivery of the real commodity has always been China's shown strategy. When done, the fundamentals of supply and demand in true form will come to play.

This is all part of a history we cannot as of yet fully comprehend. After all, this is just the start of the long war. International trade can be used for operations other than war. China may just be trying to wage just that.

This does not mean doom and gloom for America. Indeed, the opposite is true. Our financial engineers are invisible and invincible. We started this game, and have our own back up plans.

One example in the current economic infrastructure is the argument that outsourcing is bad because it makes America vulnerable. This is not necessarily true. While we will delve into this in a later post, for now keep the following account in mind.

It is the case that America has built up the Chinese infrastructure to a point that its newest factories are the products of American foreign direct investment. With such investments in place, it is possible, and quite likely, that American companies have the blueprints to the factoris. The point to this case is this: in times of war, these open sources of intelligence will allow for American war planners to target with great efficiency all of China's industrial production.

And in this exactly is the danger in allowing China to begin divesting from T-Bills and investing in American companies. If they have the same opportunity, the American advantage will have been nullified.

Optics Planet = Optical Savings

Eyeglasses are an important component of ones arsenal if perfect vision is what one lacks.

All sorts of eyeglasses are available here. A person in debt is a person that needs to save in every domain. It is not enough to know the science behind the financial market. Everyone needs to know where to save, and this planet of savings is a great place to start.

For beginners, the sheer variety available allows for a wide selection from persons of all ages. As the name suggests, the site is not limited only to eyewear such as sunglasses and eyeglasses, but also to a variety of other optical instruments such as binoculars, goggles and sea vision equipment. These are just a few of the possible items that you can find through this service.

While the site is lacking in design, it clearly is not the case that one should be dissuaded from using such a great resource to save a buck or two. It just so happens that many sites that offer great services on the internet, cut back on the design. Therefore, the big companies, get the most attention since they are thought to be more credible.

Even if you go to another big company, you will not be able to find such a great variety of optical equipment as you can find here. Therefore, when looking for savings on eye wear and optical instruments, do not hesitate to consider sites such as this one. After all, you might be in debt, but that does not mean that you cannot learn to slowly live within your means.

You don’t have to cut down on the buying, all you have to do is cut down on the spending. If you want to buy and spend on essential items, such as sunglasses, and keep up with the fashion, you
should do so within your means. To help you out, optics planet has a guide to sunglasses.

If you are interested in offers for optic enhancers other than eyeglasses, you can also find telescopes and binoculars at Optics Planet! This is a great one stop shop that can fulfill any need for optics. It might as well be called "optical universe." That's how great this website is.

The Internet is a great tool that allows you to do just that. Of course, you always have to know where to look, otherwise, you will end up paying the same price or more. So, compare and contrast the savings you find, but always keep in mind that some services, such as this one, offer a great compilation. Almost like a specialized outlet store!

Commodity Prices

For your list of bookmarks: To view all commodity prices click here.

It is important to check these out in the coming days, weeks and months. If China, and its allies, come out of the woodwork, fluctuations in this domain will be evidence for such.

It is important to remember that this age of globalisms all indicators are important as part of a system of systems. It is not just one indicator indicates catastrophe, but rather, many indicators work together to create a catastrophe.

Consider this, when you began to get in debt, it might not have been obvious that you were slowly sinking into debt. However, while you might have, say, piled all you financial purchases onto one credit scheme, you did not consider that some things would change. These changes are always occuring, and therefore, whenever there is one financial dealing made, it should always be taken in the context of there being a cause and effect relationship beyond the actual transaction.

It is therefore the conclusion of this blog that there is not one but many things to consider. So, when checkin the commodity prices, try to keep in mind the fluxuations of all things. Take a look at your local situation, and the political situation in the world, as well as the actual prices indicated by the market.

The invisible hand might be just that, invisible, but it is not unafected by the visible.

March 13, 2007

Mobile Services on the Cheap!

This site offers excellent cell phone plans.

The fact that this website is the number one cell phone source is evidence for its great service to people that are looking to cut the costs of their current service. It is easy for a consumer who is looking to cut costs to stumble upon a deceptive plan offered by the regular services, of which we will not name here, but they are the big Telco boys. Twisting you in every way possible to milk a profit, they do not let you suspect that other legitimate services exist.

One of the greatest features of this web site is that this it allows you to adjust to your own unique situation. Knowing yourself, you should use this as a tool that allows you to adjust to a cell phone service that meets your needs…financial, technical and others that your organizational principles require.

While in debt, it is important to spend less than you normally would, and this source of information on cell phone plans allows you to do just that. If your means do not allow for a cell phone, then do not get one. Always live within your means, and keep this website in mind when you are shopping around for a cell phone. That is, when you can afford to buy one. It offers excellent opportunities to those that are patient enough not to drive around from shop to shop comparing plans, but who are willing to spend up to fifteen minutes filling information slots that allow the computer system to understand who you are.

It is not only offers for mobile phones that are available through this site. There are accessories also available to those who already are satisfied with their service, phone and plans (if such a person really exists). Accessories are usually expensive, if you buy brand name. This is the usual case, but it is not the way that most people should go. One can claim without end about why one bran is better than other brand. However, it is the function, not the fashion on the label that really matters. So, if it saves you a few bucks, then you should go with the function not the fashion. This is a general tip that allows one to save.

What is wonderful about this site however is that it allows for one to find the fashionable at a cheaper cost. Just click on the manufacturer that you prefer after following this link, and linger about while you find the tool to enhance your mobile phone. It’s never too late to find a buck or too.

Also, keep in mind that there are affiliates of this site that will actually buy phones. Therefore, if you are desperately in debt, you can sell old phones to help settle your financial situation.

Therefore, this site is in tune with the motto of X the Debt. In trying to understand your needs, both technological and financial, it is allowing you to go on and achieve your organizational goals. At the very least, give the cell phone offers on this site a spin and allow yourself to be amazed at the variety of savings that you can find through the Internet.

What is Subprime?

Many readers have contacted us regarding more information on the subprime commotion. This is not an isolated incident, and must be understood in the context of our general global economy. The Q & A below is helpful when trying to understand the depth of the problem of the subprime. The link to the whole article is in teh post below. For your convienience, it is here as well.

Q: Isn't this just a small part of the mortgage market?

A: Subprime mortgages totaled $600 billion last year, accounting for about one-fifth of the U.S. home loan market. An estimated $1.3 trillion in subprime mortgages are outstanding. That's nearly as large as the entire California economy.

Q: What went wrong?

A: Subprime lenders made too many loans to borrowers who didn't earn enough to make the monthly payments. In some cases, lenders didn't even bother to verify borrowers' incomes.
Some of this trouble might have been avoided if home prices had continued to climb like they did from 2000 to 2005. As a home appreciates, even borrowers who aren't paying the principal loan amount build up equity. That would have made it easier for subprime borrowers to refinance to a low interest rate.

Q: Could the subprime mortgage market's misery infect other parts of the economy?

A: In a worst-case scenario, the wave of anticipated defaults on subprime mortgages and tighter lending standards could combine to drive down home values.

Suprime Commotion

It is not a coincidence that our analysyts caught on to the commotion in the sub-prime field of financial science. There is great worry int eh global economy, and this is not the best time to be in debt. So, make sure that you have all your money that you do have in debt and live within your means. UNDERSTAND the world in which your investments lie. Know that all is interconnected and interdependent. America is vulnerable because of this.

SAN FRANCISCO - The hangover from the lending spree that fed the real estate boom during the first half of this decade keeps getting worse, with the most acute pain tormenting the mortgage niche catering to high-risk, or "subprime," borrowers.

March 11, 2007

China Inc.

The news about China's new investment company to handle its reserves is quite astonishing. Indeed, many of the investment analysts around the world are wondering. Is China indeed beginning to move around like a great economic power? After all, it has one trillion dollars, and more if you include offshore actors. The global economy is defiantly interconnected.

Chinese officials said they planned to form a government investment firm to manage some of its holdings, an indication that China has tired of earning small and predictable returns and wants to look elsewhere.

"It's entirely possible that they are ready to diversify their investment portfolio," said economist John Silvia of Wachovia Corp., who predicts that any changes would not come quickly.

The Chinese have been threatening for several years to look in new places for safeguarding their ample reserves.

For Americans, "this will be a challenge, no doubt about it," Silvia said. "It likely will mean higher mortgage rates and a weaker dollar. But these effects could take 5 or 10 years to be fully felt."

This being the case, the American economies interdependence with the Chinese investment company is worrying. Coul the Japaneese buyouts of American property in the 1980's be used as a model for the Chinese investment company? Time will tell, and our analysts will keep tabs on this important story.

March 8, 2007

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Forex News Flash

Forex News flash:

The yen had surged in the past week as doubts about the U.S. economy and a broad equities sell-off triggered heavy unwinding of carry trades in a bid to limit exposure to riskier positions.
But a rebound in stock markets and interest rate hikes have made investors more comfortable with taking on the risk of borrowing the low-yielding yen to invest in higher-return assets. Earlier on Thursday, the Reserve Bank of New Zealand also raised benchmark lending interest rates.

Nothing is certain, and the market works in Kondratieff Waves.

Britain and the Euro

European integration is an interesting topic that does not get the coverage it deserves in America. THe rise of a united Europe will threaten American hegemony. It is up to Americas Anglo-Saxon Brothers in England to make sure that Europe does not become a stable threat. As such, it must get into the Euro currency systems so that it can force Americas interests through.

Recently, Tonly Blair tried to push for just this, however, it was rejected. The whole article is linked to here for your enjoyment. A snippet below.

Britain's Tony Blair offered to hand over the premiership to Gordon Brown during his second term if his finance minister agreed to adopt the euro currency but Mr Brown rejected the deal, according to a former minister.

Clare Short, international development secretary between 1997 and 2003, told a documentary to be aired today that Mr Blair asked her privately to relay the proposal to Brown.

"'You know, I really wish Gordon would let me join the euro. If he would, I would certainly... I don't want a third term, I would hand over to him,' Mr Blair said to Ms Short on his plane while on a visit to Africa, according to the former minister turned fierce critic of Mr Blair.

March 7, 2007

Make Terrorists in Debt!

Raising money for charity in order to use it to kill people is disgusting. Terrorism must end, and we must pay attention to financial systems. The only people that should be in debt are the terrorists. Doing actions such as this:

The Islamic charitable organization, formerly known as the Islamic African Relief Agency-USA, was formed in 1985 and closed in October 2004 after the U.S. Treasury Department said it was a global terrorist organization.

According to the U.S. Attorney's Office for the Western District of Missouri, the group is accused of transferring more than $1.4 million to Iraq from March 1991 to May 2003 in violation of laws imposing sanctions on Iraq.

The long war are those that can control financial flows.

Women Savers: Database Rating Men

Women can cause debt, as can men. Focusing on the female male aspect of debt is interesting in that it brings about certain areas which are largely overlooked.

Mainstream culture has made the world believe that men are always the victims of women. This was the basis behind the assumptions of the otherwise honorable actions of Anna Nicole Smith. Everyone assumed that she was marrying a man to use him for his money. Other women take men and throw the This assumption has to be done away with, and people have to realize a simple truth. Men can also financially destroy a woman.

Sometimes, women fall for the same schemes bad men think of. When they do they might be lost as to what to do in a situation where the person you trusted so much used you for fool.

At
WomanSavers.com-World's Largest Database Rating Men
women can get together and finally and learn about disasters men cause....in order to save themselves. A man can ruin your credit history, can trick you into buying a home on loans in your name. When he goes, you are left stuck paying them! Visit this blog and keep your selfs updated on the possible tactics that men use. It is up to us women to bond together and unite. Men have done so, and that is why they are always aware of a possible advance by a dangerous women.

The time of being pulled by the nose by bad men is over. The days of women being financially ruined is over. The Internet will prevent this, whereas literature and holywood helped men. Women, Unite.