Poverty Business

One of the biggest concerns arising from the scandalous subprime fiasco (which is still occuring) was the revelation that creditors often prey on those who do not have the money. These impoverished people could never hope to earn the money needed to repay debts that were agressivley marketed to them. No offense, but a lot of people did not even have the brain capacity to really understand what they were agreeing to in the contract they signed with the creditors.

Along come BusinessWeek. In its recent article
The Poverty Business Inside U.S. companies' audacious drive to extract more profits from the nation's working poor, the magazine does a good job in covering this depressing scene.

In recent years, a range of businesses have made financing more readily available to even the riskiest of borrowers. Greater access to credit has put cars, computers, credit cards, and even homes within reach for many more of the working poor. But this remaking of the marketplace for low-income consumers has a dark side: Innovative and zealous firms have lured unsophisticated shoppers by the hundreds of thousands into a thicket of debt from which many never emerge

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THIS MUST STOP NOW. One can consider this as a violation of human rights. Being hunted down by abusive creditors is not what America's working poor need. They need their rights protected.

As America diplomats are running around the world asking for countries (which are in debt themselves) to forgive the debts of various African states, Iraq, and other countries, a blind eye is turned to American citizens who are themselves in need of debt forgiveness.

Of course, the reader of this blog should not for a second think that debt forgiveness will come along any times soon. It is always up to you to work hard and get out of debt yourself.

Dealing with the abusive creditors is another topic for another post.

Peter Belisi: Philanthropist

Peter Belisi is one example of a person that used the advancements in modern information and communications technology to get himself a little cash into his savings. Finding himself with some financial problems, he was able to start an online business so that he could provide a better life for his family. This family consisted of a wife and newborn baby, but no savings.

The high end luxury fashion accessories market is the one he chose after some serious contemplation. However, what is different between his products is not the quality, but the price he has chosen to market his products at. Offering high end lucury handbags, scarfs and ties, rest assured that Mr. Belisi is now well on his way to financial freedom, and in an effort to help others in need, he gives a portion of each purchase, no matter how large or small, to a charity or cause of your choice.

Rent to Protect from Debt

San Diego computer rentals is a company through which you can find great deals on computer and electronic equipment. The first step in taking advantage of technology to get out of debt is to get a computer. You should only get one that allows you to stay within your financial means.

In this regard, San Diego computer rentals stays true to its words, and gives you discounted access to advanced electronic devices.

This, for example, will allow you to rent that equipment which is expensive to buy, and only use once or twice. This allows for you to organize in an efficient way, and use good equipment for a limited amount of time and at a fraction of the cost of buying and maintaining.

Essentially it is a form of outsourcing, something that financial companies and even the government practice in to cut their own costs. Therefore, don’t act belatedly, and begin renting computer equipment.

Mobile Prepaid Calling Cards

Mobile Prepaid Calling Cards

Pingo is a service that is meets the increasing demand for cheap international telephone calls. In this case, they are at no cost for the connection.

Guatemala calling cards online

This will greatly help you reduce your debt since if you need to keep in touch with people, you can simply opt out of phone bills. By using Pingo’s innovative techniques, you too can benefit from this cost cutting mechanism.

Pingo is a trusted brand, and as customers attest on their website, reorders are high because of satisfaction with the service.

You will receive this offer of up to 4 hours of free International calls if you sign up. Bloggers, you can also link to Pingo.com in order to qualify.

Mobile Prepaid Calling Cards

Mobile Prepaid Calling Cards are a great method of saving if you are in debt and have to check in with family living abroad. Pingo is a service that is meets the increasing demand for cheap international telephone calls. In this case, they are at no cost for the connection.

Guatemala calling cards online service is one example of the savings possible when you're in America and need to call home. Their rates are competitive, but the ease of use and information available on the services website is what distinguishes Guatemala calling cards online from its competitors.

This will greatly help you reduce your debt since if you need to keep in touch with people, you can simply opt out of phone bills. By using Pingo’s innovative techniques, you too can benefit from this cost cutting mechanism.

Pingo is a trusted brand, and as customers attest on their website, reorders are high because of satisfaction with the service.

Mobile Services on the Cheap!

This site offers excellent cell phone plans.

The fact that this website is the number one cell phone source is evidence for its great service to people that are looking to cut the costs of their current service. It is easy for a consumer who is looking to cut costs to stumble upon a deceptive plan offered by the regular services, of which we will not name here, but they are the big Telco boys. Twisting you in every way possible to milk a profit, they do not let you suspect that other legitimate services exist.

One of the greatest features of this web site is that this it allows you to adjust to your own unique situation. Knowing yourself, you should use this as a tool that allows you to adjust to a cell phone service that meets your needs…financial, technical and others that your organizational principles require.

While in debt, it is important to spend less than you normally would, and this source of information on cell phone plans allows you to do just that. If your means do not allow for a cell phone, then do not get one. Always live within your means, and keep this website in mind when you are shopping around for a cell phone. That is, when you can afford to buy one. It offers excellent opportunities to those that are patient enough not to drive around from shop to shop comparing plans, but who are willing to spend up to fifteen minutes filling information slots that allow the computer system to understand who you are.

It is not only offers for mobile phones that are available through this site. There are accessories also available to those who already are satisfied with their service, phone and plans (if such a person really exists). Accessories are usually expensive, if you buy brand name. This is the usual case, but it is not the way that most people should go. One can claim without end about why one bran is better than other brand. However, it is the function, not the fashion on the label that really matters. So, if it saves you a few bucks, then you should go with the function not the fashion. This is a general tip that allows one to save.

What is wonderful about this site however is that it allows for one to find the fashionable at a cheaper cost. Just click on the manufacturer that you prefer after following this link, and linger about while you find the tool to enhance your mobile phone. It’s never too late to find a buck or too.

Also, keep in mind that there are affiliates of this site that will actually buy phones. Therefore, if you are desperately in debt, you can sell old phones to help settle your financial situation.

Therefore, this site is in tune with the motto of X the Debt. In trying to understand your needs, both technological and financial, it is allowing you to go on and achieve your organizational goals. At the very least, give the cell phone offers on this site a spin and allow yourself to be amazed at the variety of savings that you can find through the Internet.

Knee Deep in Debt?

The Federal Trade Comission can help you out. Isn't the government wonderful. It is trying to help you get out of debt while it is in debt itself.

Don't forget however, unlike you, AMERICAS credit doesn't max out.

This is your brain....

Know Thyself

A common theme is the past and the present and the future identity of mind. When you are going through the phase of getting out of debt, you are essentially producing a new form of neural behavior because your decision in is one that requires change from one state of behaving and into another one.

So, from where does the sense of self come from? As declared previously, it is not enough to come to an oracle and try to understand what you can do with your unique financial condition. This is an impossibility.

Therefore, you have to know yourself.

However, the question does arise: How can I know that my senses are not deceiving me into thinking that I know myself. And this is precisely why it is important to continue examining and pondering your CURRENT existence. Neural chemicals can condition your being into knowing ones self that is not exactly "known" because he lives on false conditions. Therefore, the self you know is the self in debt rather than the self in actual financial conditions. This is something that we are currently researching, and will continue to report on.

Understanding how your brain works will be essential to assuring the maintenance of your finances so far. It's gonna be a long year.

Jumpin Down

It is not an option to jump down from debt to non debt. You have to evolve into being nondebt. Therefore, prepare for the struggle because you're going to do it. You will not spend another dime beyond your means. When you do spend, you will only have one option. That being you do not spend all your means, but save them too. In doing so, you can begin to repay your debt.

You can figure out the technicalities of how exactly repayment is to be done. We have not a clue as to what your exact financial situation is. Therefore, evaluate your situation and do get in touch with your creditors. Perhaps you can negotiate a settlement. Always be polite and sincere in the matter. They want to help you, but you also have to be responsible with your spending and savings.

Red Cross

Picture of the red cross raising funds

When Germany Crashed

Photos of Poverty

These people in the past were in debt because they had not carefully examined the socio-political-economic situation in the global marketplace. They listened to the wind rather than empirical evidence in their time. Don't follow in their footsteps. Think for yourself, and do it wisely, otherwise you too might jump

Coming Soon

Soon, you will discover how to get out of debt. This site is being conceptualized. We have many researchers studying the socio-politico-economic aspects of debt. They will contribute to your wellbeing. Take what you want, leave what you will. Always use your own best judgement when evaluating your financial situation.